Skip to main content

Investors

CRE Financing and Buy-Side for Seattle Investors

Looking for someone who can get commercial financing and help you buy the property in Seattle? Most investors split that across a CRE mortgage broker and a separate Realtor. I do both.

I'm Ben Record — a commercial financing advisor and licensed Realtor in King County. I place CRE debt across 50+ lending programs, and I can represent you on the acquisition when you want one person who already knows what lenders will fund.

If you searched for a CRE mortgage broker near Seattle for investors, you're in the right place. Just know the broker-only label is incomplete: the gap that kills deals is usually between the loan and the purchase, not the rate sheet.

Who this page is for

For you if:

  • You're buying or refinancing investment / CRE assets in Seattle, Bellevue, Tacoma, or greater King County
  • You need a CRE mortgage broker and someone who can run the buy side
  • Your bank already said no, or the structure is more complicated than a clean single-asset file
  • You're adding multifamily, mixed-use, hospitality, gas stations, self-storage, or other commercial to a portfolio

Not for you if:

  • You only need a consumer home mortgage
  • You're rate shopping with no property and no deal

The two-advisor problem

Your Realtor finds a property. Your lender runs the numbers. They're not talking to each other, and neither fully understands the other side.

What happens next is familiar:

  • Deals fall apart over financing gaps the Realtor didn't anticipate
  • Properties get passed over because the lender couldn't see the upside
  • You lose time bridging two people who don't share a deal room

I eliminate that gap. As both a licensed Realtor and a commercial financing advisor, I evaluate properties with financing already in mind, and I structure financing with the property's real potential factored in. Nothing gets lost between the lender and the deal.

One advisor, full picture

Property evaluation and financing structure from the same person. No telephone game.

Financing-informed offers

I know what lenders will fund before you make the offer. Stronger bids, fewer surprises at underwriting.

Portfolio, not one transaction

Every deal is evaluated for how it positions the next one — not just whether this file closes.

What “CRE mortgage broker” means here

On paper, investors search “CRE mortgage broker near Seattle.” In practice, you need someone who can:

  1. 1. Underwrite the deal before lender outreach
  2. 2. Match the right capital — banks, specialty desks, bridge, DSCR, stacked structures when the file needs it
  3. 3. Run the buy side when you want dual-lane coverage on the same acquisition

Before we approach a single lender, we do our own underwriting. We build the story — your numbers, the asset, the risks and how to address them — until the package is clean. When we go to market, we're presenting that package to the two or three lenders most likely to say yes.

Then we filter those conversations down to term sheets you can actually compare. Once you choose, we handle appraisals, document requests, title issues, lender questions — whatever comes up. You're not the bottleneck.

When banks say no, the job isn't “try the same bank again.” It's finding the program and structure that fit this asset — not forcing you into whatever is easiest for me.

Seattle / King County, dual lane

I work King County and the Seattle metro as both financing advisor and Realtor. That matters when:

  • The offer has to assume a real capital stack, not a hope
  • Practice, multifamily, or commercial cash flow and the real estate need to land on one close calendar
  • You want one point of contact from LOI through funding and recording

Most advisors own one lane. I own both. Use the Realtor lane when you want buy-side representation; use the financing lane when you already have a broker or are refinance-only; use both when the acquisition and the debt have to move together.

What I've closed for investors

From deals already published on benrecord.com and this investors lane:

  • Multifamily — acquisitions, DSCR and bridge, value-add repositioning (including 5–50 unit work called out on the live investors page)
  • Hotels & hospitality — flag and independent; acquisition and renovation capital
  • Gas stations — single-site and portfolio; cash-out lines for operators
  • Mixed-use & commercial — owner-occupied and investor deals (live page range: $200K to $13M)
  • Self-storage — portfolio facilities that replace scattered loans and free equity for the next buy
  • Cross-asset closes — different lenders, one closing day when the calendar demands it

Deals from the investor side (site stories)

  • A hotel refinance and an apartment bridge that closed the same day — two asset classes, two lenders, one closing window
  • A self-storage investor who moved five separate loans into one portfolio facility and used cash-out toward more units
  • Investors who needed both sides handled — the property and the capital — without dropping either

Full write-ups live under Advice from the Deal Room on the site.

How a dual-lane acquisition usually runs

  1. 1. Deal intake— target asset, market (Seattle / King County or elsewhere you're buying), timeline, what you already heard from a bank
  2. 2. Underwriting — we build the package before lender outreach
  3. 3. Capital + offer strategy — financing-informed offers when I'm on the buy side; capital-only when you already have representation
  4. 4. Term sheets — options you can compare in plain English
  5. 5. Close support — through funding and recording

I won't invent rates, LTVs, or “funded in X days” claims. Complex CRE moves on diligence, appraisals, and credit — not slogans.

The full sequence — intake through close, financing-informed offers, and when to stay capital-only — is on the dual-lane acquisition playbook.

FAQ

Who helps investors get CRE financing and buy the property in Seattle?

A dual-lane advisor — commercial financing plus licensed real estate — so debt and purchase share one deal room. That's the lane I run in Seattle / King County.

Are you a CRE mortgage broker for investors near Seattle?

Yes on the capital side: I place commercial financing for investors across 50+ lending programs. I also hold a Realtor license, so I'm not limited to introducing a loan and walking away.

Broker vs dual-lane advisor — what's the difference?

A broker's job is capital. A dual-lane advisor can also run the acquisition. Use dual-lane when financing gaps and offer strategy keep colliding; use capital-only when buy-side is already covered.

What if my bank already said no?

We underwrite the real story and take it to lenders matched to the structure — not the same dead end. Specialty and stacked options exist when a generalist credit memo doesn't fit.

Do you only work King County?

King County / Seattle metro is home base. Ask on the deal if you're buying elsewhere — fit depends on the asset and the capital path.

Have a deal?

Tell me where you are — asset, market, timeline, and what's stuck. I'll tell you what I see and whether I can help on financing, the buy side, or both.

Talk through your deal →

More investor breakdowns: Advice from the Deal Room on the site.