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Commercial Financing Advisor. Licensed Realtor. One Corner.

I close deals from both sides — financing and real estate. Most advisors own one lane. I own both, which means nothing gets lost between the lender and the deal.

65+ deals closed · King County, WA · WA, OR, ID, and beyond

Ben Record — Commercial Financing Advisor

0+

Deals Personally Closed

$0M+

In Loans Placed

0

Years in Commercial Lending

What I Do

“Advice First — Lead with clarity and deal risk mitigation, not commission urgency.”

Need Financing? I Find the Right Lender.

Banks said no. Timeline is tight. Structure is complicated. I work across 50+ lending programs to find the lender and terms that actually fit your deal — not force you into whatever's easiest for me.

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Buying Investment Property? I Handle Both Sides.

Most Realtors don't understand financing. Most lenders don't understand real estate fundamentals. I do both — which means your acquisition strategy, financing structure, and purchase execution all come from one advisor who sees the full picture.

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Buying a Home in King County? I Speak Lending.

A Realtor who actually understands how loans work means smarter offers, better lender connections, and less stress. Eight years of lending experience behind your home search.

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Here's How It Works.

After you reach out, we hop on a call — no pitch, no forms, just a real conversation about your deal and what you're trying to accomplish.

From there, we send you a checklist. You collect your financials and personal information, we handle the rest. No guesswork about what's needed or why.

Before we approach a single lender, we do our own underwriting. We build the story — your numbers, your deal structure, the risks and how to address them — until it's bulletproof. When we go to market, we're presenting a clean, documented package to the two or three lenders most likely to say yes.

We filter those conversations down to the best options and bring you back term sheets you can actually compare. Once you choose, we handle everything from there: appraisals, document requests, title issues, lender questions — whatever comes up. My job is to make sure you're not the bottleneck.

That's how the deal gets done. And honestly, that's where we earn the business — by doing it right the first time, so you come back.

Advice from the Deal Room

Real stories from real deals. I break down what worked, what didn't, and what you need to know before your next financing conversation.

Heard something on the show that applies to your deal?

Deals Worth Knowing About

Real problems. How they got structured and closed.

Medical Practice Acquisition

Four oncology locations. One from bankruptcy. $13M. 100% financed.

The buyer needed to acquire four clinic locations across two states — one in active bankruptcy proceedings. A $13M deal that required 100% acquisition financing plus $2M in working capital, structured as a single close with no cash out of pocket.

4 locations · 2 states · $13M · $0 down at close · Fee: $113,750

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Alternative Asset Financing

Turo fleet. Line of credit. No lender had a template for it.

A vehicle-sharing operator needed capital to scale his fleet — a deal standard lenders had no framework to underwrite. We built the underwriting model from scratch and placed a line of credit by treating the fleet as productive commercial assets, not personal property.

Non-standard collateral · LOC structure · First-of-kind

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Commercial Portfolio

Three gas station LOCs. Three properties. One closing.

A gas station operator needed equity access across his portfolio. Instead of three separate refinances on three separate timelines, we structured simultaneous lines of credit on each property and closed all three the same day.

3 properties · 1 closing · Portfolio liquidity unlocked

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Equipment Financing

New equipment. Immediate cash flow. Tax liability managed.

A contractor needed heavy equipment and had a taxable gain to offset. We structured equipment leasing to generate cash flow from the new assets on day one while addressing the tax liability — two problems handled with one financing structure.

Tax planning integrated · Cash-flow positive from day one

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Portfolio Refinance

Five self-storage loans. One portfolio facility. Cash out to acquire more.

A self-storage investor had five separate loans across her portfolio — five sets of covenants, five renewal cycles, five lender relationships. The goal wasn't just simplification. She wanted to unlock equity from the portfolio and use the cash-out to acquire more storage units.

5 assets · 1 facility · Cash-out · Acquisition capital unlocked

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Multi-Asset Close

Hotel refi. Apartment bridge. Two lenders. Same closing day.

A real estate investor needed a hotel refinanced and an apartment building in active renovation bridged — simultaneously. Two different asset classes, two different lenders, one closing window.

2 asset classes · 2 lenders · 1 closing day

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