Rental Property Underwriting
Rental Property Calculator
Use this to see what a rental property deal actually supports before you set your price or send an LOI. It pressure-tests income, expenses, leverage, and debt service so you can spot where the deal works, where it breaks, and what has to be true for it to pencil.
Start with trailing actuals
Run the deal on trailing historicals first. Then adjust price, rent lift, expenses, reserves, or leverage to see how much room you really have before DSCR or cash flow gets too thin.
NOI
$0
Annual Cash Flow
$0
DSCR
N/A
Max Financeable Price
$0
Inputs
Deal and financing assumptions
Revenue
Historical income assumptions
Expenses
Annual operating costs
Outputs
Underwriting snapshot
Loan amount
$0
Monthly payment
$0
Cash needed
$0
Cap rate
0.00%
Cash-on-cash return
0.00%
Year 1 ROI (incl. appreciation)
0.00%
- Effective gross income
- $0
- Total expenses
- $0
- Annual debt service
- $0
- Year 1 loan paydown
- $0
- Year 1 appreciation
- $0
- Cash flow per door / month
- $0
- Gross rent multiplier
- 0.00x
- Cost per unit
- $0
Goal Seek
Max financeable purchase price
Financeable price
$0
$0 above the asking price based on current assumptions.
- Max annual debt service
- $0
- Max loan amount
- $0
- Estimated down payment
- $0
- Estimated closing costs
- $0
- Estimated cash to close
- $0
Year One
First 12 payments
| Pmt | Interest | Principal | Ending balance |
|---|
Next Step
Run the screen here. Then send me the real deal.
This is the same logic we use to pressure-test rent, expenses, leverage, and debt service before we take a rental property deal out to lenders.