Commercial Financing
CRE Mortgage Broker Near Seattle
Looking for a CRE mortgage broker near Seattle? I'm Ben Record — a commercial financing advisor who places CRE debt for Seattle / King County investors and borrowers across 50+ lending programs.
If you also need the purchase represented, I'm a licensed King County Realtor. That's dual-lane: capital and buy-side in one deal room when the file needs both — not a broker-only shop pretending otherwise. For the full investor positioning, see /investors.
What a CRE mortgage broker does here
The capital job is the same whether you call it commercial mortgage broker, CRE loan broker, or financing advisor:
- 1. Underwrite before lender outreach — build the story (numbers, asset, risks, mitigants) until the package is clean
- 2. Match capital — banks, specialty desks, bridge, DSCR, stacked structures when the file needs it
- 3. Bring term sheets you can compare — two or three lenders most likely to say yes, not spray-and-pray
- 4. Close support — appraisals, document requests, title, lender questions through funding
Before we approach a single lender, we do our own underwriting. When we go to market, we're presenting a clean package — not hoping a rate sheet fixes a messy file.
No rate tables on this page. No invented LTVs or “funded in X days.”
Category searches often land on capital-only shops. That's fine when you only need debt. If you've already lost a deal between a Realtor and a lender who weren't in the same room, start on capital here — and switch to dual-lane before the next offer, not after escrow starts burning time.
Broker-only vs dual-lane
| Comparison | Capital-only (classic CRE mortgage broker) | Dual-lane (financing + licensed buy-side) |
|---|---|---|
| Job | Place the debt | Place the debt and run the purchase when you want both |
| Fits when | You already have a Realtor or are refinance-only | Offer strategy and financing keep colliding; one close calendar |
| Doesn't fit | You need buy-side and won't hire it separately | Consumer home mortgage; rate shopping with no asset |
I don't force dual-lane on every file. Use capital-only when buy-side is covered. Use dual-lane when debt and purchase have to share one underwriting story. How that sequence runs: the dual-lane acquisition playbook. Who it's for at a glance: /investors.
Who this is for (and not for)
For you if:
- You're financing or refinancing CRE / investment property in Seattle, Bellevue, the Eastside, Tacoma, or greater King County
- You typed “CRE mortgage broker near Seattle” (or commercial mortgage broker / commercial loan broker) and need capital placed
- Your bank already said no, or the structure is messier than a clean single-asset credit memo
Not for you if:
- You only need a consumer home mortgage
- You're shopping today's rate with no deal and no timeline
Seattle / King County proof (site facts only)
Published on benrecord.com and the investors lane — not invented for this page:
- Investor asset work across multifamily, hospitality, gas stations, mixed-use / commercial, self-storage
- Same-day multi-lender closes (e.g. hotel refinance + apartment bridge on one closing window)
- Portfolio capital work (self-storage facility consolidation; multi-property LOC closes)
More: Advice from the Deal Room and /investors.
How to start
Send asset, market, timeline, and what you already heard from a bank. I'll tell you what I see — capital-only or dual-lane.
Talk through your deal →FAQ
Are you a CRE mortgage broker near Seattle?
Yes on the capital side: I place commercial / CRE financing for Seattle / King County investors and borrowers. I'm also a licensed Realtor, so I'm not limited to introducing a loan and walking away.
Do you only broker loans?
No. Capital-only is available when you already have buy-side. Dual-lane is available when purchase and debt need the same deal room.
Commercial mortgage broker vs going straight to my bank?
A bank relationship is fine when the file fits that bank. When it doesn't — structure, timeline, multi-asset, or a soft no — an advisor who can match programs and underwrite the story first is the next call.
King County only?
King County / Seattle metro is home base. Ask on the deal if you're buying or refinancing elsewhere.
What if my bank already said no?
We underwrite the real file and take it to lenders matched to the structure — not the same dead end.
Have a deal?
Send asset, market, timeline, and what you already heard from a bank. I'll tell you what I see.
Talk through your deal →Investor positioning: /investors. Capital overview: /financing.